Consumer Law Pro

What if my spouse doesn’t file bankruptcy with me? It is common for married individuals to file bankruptcy without including their spouse in the petition. An individual bankruptcy will not affect your spouse’s credit. Your credit profile is attached to...

Tax Refunds and Bankruptcy Will You Lose Your Tax Refund if You File Bankruptcy? Whether the bankruptcy trustee can take a portion of your tax refund depends on several factors. If you have already spent your refund, the trustee cannot...

Paying for Bankruptcy I am often asked if I accept installment payments. I must inform prospective clients that attorneys are prohibited from demanding payment after a bankruptcy case is filed. Attorneys have been disbarred for this. I keep my overhead...

Keep Credit Card After Chapter 7 If you have a balance on a credit card at the time you file, you must list that debt on your petition. The bankruptcy laws require that you list all your debts even the...

Questions to Ask a Bankruptcy Lawyer One of the first questions many clients ask is, “What is your fee?” This is a fair question. Some attorneys charge a minimum flat rate of $1200 or more for all types of cases...

Should I File Bankruptcy? If you are asking yourself this question, you are not alone. The path to debt relief is not as long or as lonely as you might think. Every year thousands of people across the State file bankruptcy....

Bankruptcy and Divorce Filing divorce can have a significant impact on the spouses’ finances especially for dual income households. Many spouses incur substantial legal fees during the divorce process as well. One of the spouses may be required to pay...

Chapter 7 Bankruptcy in Colorado Chapter 7 Bankruptcy law is covered under Title 11 of the US Code. There are two chapters consumer debtors routinely file under: Chapter 7 and Chapter 13. In some rare cases, a high net worth...

Creditors Objection to Discharge Creditors may file an objection to discharge of a particular debt based on fraud/false pretenses. The complaint must be filed within 60 days after the consumer bankruptcy case is filed. The filing of a complaint results...

The Top 5 Reasons To File Bankruptcy   1. Stop a Wage Garnishment. Wage garnishment hinders the person’s ability to pay their regular monthly bills, such as rent and car payments. 2. Get a Fresh Start. The person may begin...