Served with a Wage Garnishment in Colorado? How Bankruptcy Stops It Instantly
The Immediate Panic of a Colorado Wage Garnishment Few things cause an immediate sinking feeling
7 Ways to Rebuild Your Credit After Bankruptcy
Rebuilding Credit After Bankruptcy Sometimes people make mistakes when it comes to business decisions, resulting
How is a Chapter 13 Plan Payment Calculated?
If your household income exceeds the median income for your household size and location, you
Foreclosures vs. Short Sales
Both a short sale and a foreclosure may result in a deficiency balance owed to
Debt Settlement vs Bankruptcy
Debt Settlement vs Bankruptcy You may have heard commercials from debt settlement companies promising to
How Often Can I File Bankruptcy?
Repeat Bankruptcy Filings: How Often Can you file? An attorney will look-up your previous bankruptcy
How Much Does Bankruptcy Cost?
During these unprecedented times, you may be one of the millions of Americans facing financial
How Does Bankruptcy Affect Credit?
How Does Bankruptcy Affect My Credit? Your credit rating is one of the factors lenders
What does the bankruptcy trustee do with funds in an asset case?
Some cases result in the surrender or liquidation of non-exempt assets. There are known as
Will I lose my home if I file bankruptcy?
What happens to your home when you file bankruptcy depends on how much equity you
What Debt Collectors Can And Can’t Do
The repeated phone calls and letters from debt collectors can be enough to drive you
Bankruptcy Myths
Bankruptcy Myths Collection agencies and creditors will often allege that certain unsecured debts are no
Which Chapter of Bankruptcy Is Right For Me?
If you are considering filing for bankruptcy, then you may be aware that there are
Navigating Bankruptcy: Smart Approaches To Managing Loans And Debts
Consumer debt is at an all-time high. According to Experian, U.S. consumer debt grew by
What happens to mortgages in bankruptcy?
What happens to mortgages in bankruptcy? It depends on which chapter of bankruptcy you file
Colorado First to Prohibit Medical Debt Credit Reporting
Medical debt credit reporting legislation signed into law in Colorado CO becomes the first state
Assets you may lose in a chapter 7 bankruptcy
You will retain most assets Most cases are no asset cases meaning the trustee did
Choosing a bankruptcy lawyer
Bankruptcy is the legal process of discharging your debts (chapter 7) or reorganizing your finances
Bankruptcy and Credit Card Debt
Credit card debt that you are unable to pay can have a devastating impact on
Protecting Assets with Surveillance During Bankruptcy Proceedings
Summary Bankruptcy proceedings place assets in a vulnerable position due to increased oversight, shared access,
Common Payday Loan Mistakes
Life is unpredictable. Our circumstances can change without warning and this includes our finances. You
Converting from Chapter 7 to Chapter 13
Through the Bankruptcy Code, Congress established two main types of consumer bankruptcy: Chapter 7 and
Can I Defend Against an Auto Loan Deficiency Balance?
Can I defend against a deficiency balance on an auto loan? Did the creditor provide
The Truth About Debt Relief Services
Over the last few years, debt relief services have promoted themselves as a lifeline to
Discharge Tax Debts in Bankruptcy
Discharge Tax Debts in Bankruptcy If you are dealing with significant tax debt, you may
Debt Consolidation Versus Bankruptcy
If you are like the millions of Americans struggling with debt, it is important that
33 Things Not to Do When Filing for Bankruptcy
Don’t leave out Bank, Checking, Savings, Brokerage, Credit Union accounts from your list of accounts.
Bankruptcy and Student Loans
There are many advantages of pursuing a college degree. The job opportunities a college education
What Does Filing For Bankruptcy Mean?
If you are like the millions of Americans who are stuck in a seemingly never-ending
Discharge student loans outside of Bankruptcy
There are many Student loan workout programs to choose from. For disabled student loan borrowers,
Top Three Reasons People File Bankruptcy
To Stop Creditor Harassment and Garnishments By law, the creditors must stop calling you once
What is Bankruptcy?
What is Bankruptcy? Bankruptcy is a form of debt relief provided under title 11 of
Preparing for bankruptcy. Required Documents
Sources of income: You must document all sources of your income for the seven calendar
Chapter 13 Confirmation Hearing
After a debtor files for chapter 13 bankruptcy, the court schedules a confirmation hearing. If
Should I file chapter 13 bankruptcy if I have equity in my home?
If the equity in your home exceeds the exemption limit in Colorado, you may be
Chapter 13 Bankruptcy Creditors
Chapter 13 Bankruptcy – How do Creditors get Paid? Secured Debts In most cases, you
What if my spouse doesn’t file bankruptcy with me?
What if my spouse doesn’t file bankruptcy with me? It is common for married individuals
Tax Refunds and Bankruptcy
Tax Refunds and Bankruptcy Will You Lose Your Tax Refund if You File Bankruptcy? Whether
Paying for Bankruptcy
Paying for Bankruptcy I am often asked if I accept installment payments. I must inform
Keep Credit Card After Chapter 7
Keep Credit Card After Chapter 7 If you have a balance on a credit card