How is a Chapter 13 Plan Payment Calculated?
September 7, 2025
If your household income exceeds the median income for your household size and location, you
Foreclosures vs. Short Sales
October 2, 2024
Both a short sale and a foreclosure may result in a deficiency balance owed to
Debt Settlement vs Bankruptcy
October 1, 2024
Debt Settlement vs Bankruptcy You may have heard commercials from debt settlement companies promising to
How Does Bankruptcy Affect Credit?
September 14, 2024
How Does Bankruptcy Affect My Credit? Your credit rating is one of the factors lenders
How Often Can I File Bankruptcy?
August 2, 2024
Repeat Bankruptcy Filings: How Often Can you file? An attorney will look-up your previous bankruptcy
What does the bankruptcy trustee do with funds in an asset case?
July 23, 2024
Some cases result in the surrender or liquidation of non-exempt assets. There are known as
7 Ways to Rebuild Your Credit After Bankruptcy
July 15, 2024
Rebuilding Credit After Bankruptcy Sometimes people make mistakes when it comes to business decisions, resulting
Will I lose my home if I file bankruptcy?
May 9, 2024
What happens to your home when you file bankruptcy depends on how much equity you
What Debt Collectors Can And Can’t Do
May 2, 2024
The repeated phone calls and letters from debt collectors can be enough to drive you
Bankruptcy Myths
March 12, 2024
Bankruptcy Myths Collection agencies and creditors will often call debtors and allege that unsecured debts
Which Chapter of Bankruptcy Is Right For Me?
February 9, 2024
If you are considering filing for bankruptcy, then you may be aware that there are
Navigating Bankruptcy: Smart Approaches To Managing Loans And Debts
December 11, 2023
Consumer debt is at an all-time high. According to Experian, U.S. consumer debt grew by
What happens to mortgages in bankruptcy?
November 1, 2023
What happens to mortgages in bankruptcy? It depends on which chapter of bankruptcy you file
Colorado First to Prohibit Medical Debt Credit Reporting
June 26, 2023
Medical debt credit reporting legislation signed into law in Colorado CO becomes the first state
Assets you may lose in a chapter 7 bankruptcy
April 20, 2023
You will retain most assets Most cases are no asset cases meaning the trustee did
Choosing a bankruptcy lawyer
March 2, 2023
Bankruptcy is the legal process of discharging your debts (chapter 7) or reorganizing your finances
Bankruptcy and Credit Card Debt
February 15, 2023
Credit card debt that you are unable to pay can have a devastating impact on
Common Payday Loan Mistakes
January 18, 2023
Life is unpredictable. Our circumstances can change without warning and this includes our finances. You
Converting from Chapter 7 to Chapter 13
January 4, 2023
Through the Bankruptcy Code, Congress established two main types of consumer bankruptcy: Chapter 7 and
Can I Defend Against an Auto Loan Deficiency Balance?
September 26, 2022
Can I defend against a deficiency balance on an auto loan? Did the creditor provide
The Truth About Debt Relief Services
July 27, 2022
Over the last few years, debt relief services have promoted themselves as a lifeline to
Discharge Tax Debts in Bankruptcy
July 25, 2022
Discharge Tax Debts in Bankruptcy If you are dealing with significant tax debt, you may
Debt Consolidation Versus Bankruptcy
January 3, 2022
If you are like the millions of Americans struggling with debt, it is important that
33 Things Not to Do When Filing for Bankruptcy
June 3, 2021
Don’t leave out Bank, Checking, Savings, Brokerage, Credit Union accounts from your list of accounts.
How Much Does Bankruptcy Cost?
June 1, 2021
During these unprecedented times, you may be one of the millions of Americans facing financial
Bankruptcy and Student Loans
May 5, 2021
There are many advantages of pursuing a college degree. The job opportunities a college education
What Does Filing For Bankruptcy Mean?
April 21, 2021
If you are like the millions of Americans who are stuck in a seemingly never-ending
Discharge student loans outside of Bankruptcy
December 17, 2019
There are many Student loan workout programs to choose from. For disabled student loan borrowers,
Top Three Reasons People File Bankruptcy
September 24, 2019
To Stop Creditor Harassment and Garnishments By law, the creditors must stop calling you once
What is Bankruptcy?
September 23, 2019
What is Bankruptcy? Bankruptcy is a form of debt relief provided under title 11 of
Preparing for bankruptcy. Required Documents
June 26, 2019
Sources of income: You must document all sources of your income for the seven calendar
Chapter 13 Confirmation Hearing
April 10, 2019
After a debtor files for chapter 13 bankruptcy, the court schedules a confirmation hearing. If
Should I file chapter 13 bankruptcy if I have equity in my home?
January 21, 2019
If the equity in your home exceeds the exemption limit in Colorado, you may be
Chapter 13 Bankruptcy Creditors
October 19, 2018
Chapter 13 Bankruptcy – How do Creditors get Paid? Secured Debts In most cases, you
What if my spouse doesn’t file bankruptcy with me?
April 9, 2018
What if my spouse doesn’t file bankruptcy with me? It is common for married individuals
Tax Refunds and Bankruptcy
February 8, 2018
Tax Refunds and Bankruptcy Will You Lose Your Tax Refund if You File Bankruptcy? Whether
Paying for Bankruptcy
January 29, 2018
Paying for Bankruptcy I am often asked if I accept installment payments. I must inform
Keep Credit Card After Chapter 7
January 18, 2018
Keep Credit Card After Chapter 7 If you have a balance on a credit card
Questions to Ask a Bankruptcy Lawyer
January 9, 2018
Questions to Ask a Bankruptcy Lawyer One of the first questions many clients ask is,
Should I File Bankruptcy
December 28, 2017
Should I File Bankruptcy? If you are asking yourself this question, you are not alone.