Bankruptcy Attorney Denver
Consumer Rights & Bankruptcy Law
Reasonable Fixed-Fee Representation
Please complete this bankruptcy questionnaire to receive an online price quote. My fees are based on each client’s unique financial situation. Some cases are more difficult than others particularly self-employed individuals, business owners, and high income earners. I provide outstanding customer service for a reasonable fixed fee. Call to speak to an attorney and receive a price quote over the phone.
Bankruptcy & Consumer Rights Attorney in Denver & Aurora
Client Satisfaction is My Priority
I provide full representation in chapter 13 and chapter 7 consumer bankruptcy law. I also prosecute violations of consumer protection law on a contingency basis. You get what you pay for when it comes to legal representation. I am not the cheapest but I do provide excellent value to my clients. If you are seeking to file bankruptcy, please complete this questionnaire to begin the intake process. Consumer Law Pro was recently rated as one of the best three bankruptcy lawyers in the region. Unlike most bankruptcy law firms, William Foster is also a consumer rights litigator. If a creditor has violated consumer protection laws, you may be entitled to a monetary reward. In some cases, you may not need to file bankruptcy to resolve your debts.
You will always have direct access to your attorney. You will never be surprised by developments in your case. I will prepare you and represent you during your meeting with the trustee. It is for all these reasons that I provide the best value and guarantee your satisfaction with my services.
Fast Service
Fast turn-around time for simple consumer chapter 7 bankruptcy filings in the Denver Metro region. I have been practicing bankruptcy law for over 10 years and have perfected the process of filing these cases in an efficient and thorough manner. Most attorneys require clients to complete long-difficult paper questionnaires. I provide clients access to a convenient and straightforward online questionnaire to provide basic background information. I collect the most critical information in person. In most cases I can file a simple consumer chapter 7 in just a few days. If you have a current wage garnishment or you are about to be garnished, I may be able to expedite the filing of the case. If you are facing a foreclosure, contact me right away for best results. If your case is more complex, it will take longer to prepare the documents for filing.
1000+ Successful Bankruptcy Filings
My bankruptcy experience dates back to 2008. I began by representing institutional lenders while working for a large real estate litigation firm based in Denver. My experience representing creditors in foreclosure and bankruptcy is of value to clients who need to file chapter 13 to prevent a foreclosure sale. I represent a wide range of cases from simple chapter 7 cases to complex chapter 13 reorganizations. I have a solid track record of getting chapter 13 repayment plans confirmed with affordable payment plans. No case is too simple or complex. Clients include lower income employees, self-employed professionals, small business owners, and high income earners. I have offices in Denver and Aurora.
Get a Fresh Start in Just Six Simple Steps
Schedule a Free Initial Consultation
Please call (303) 297-7729 during regular business (M-F 830Am to 530PM) to speak to an attorney and receive a price quote over the phone. If we are unavailable when you call or you’ve reached this site after business hours, please use our automated scheduler. Please consider completing our confidential online questionnaire prior to your consultation. An attorney will discuss your options under the bankruptcy code and the documents and information needed to file. You will be provided a proposed fee agreement to take with you for review. After the first meeting, we leave it for you to decide whether to continue with the process.
Gather Information and Documents
Paycheck stubs or profit and loss statements, last two years tax returns, collection letters, mortgage and auto loan statements, credit counseling certificate, complete online questionnaire. Click the following link for a more complete list of documents needed for filing.
Follow-up Consultation
You will meet with attorney William Foster in either his Aurora or Denver office. Be prepared to discuss your financial situation in more depth including your assets (household goods, collectibles, vehicles, retirement accounts, etc), financial background, income and expenses. At the end of the meeting, we will review and sign your bankruptcy petition and schedules for filing.
Attend 341(a) Bankruptcy Meeting
The bankruptcy court located in downtown Denver, Colorado is the only bankruptcy court for the entire state. Your 341(a) meeting aka creditor meeting will be held in a building across the street from the courthouse. It is very rare for creditors to show for these meetings. Attorney William Foster will discuss the types of questions the trustee asks in every case as well as the questions the trustee will more than likely ask in your case. If you have any non-exempt assets your attorney will discuss that with you prior to the meeting. The trustee is responsible for collecting and liquidating non-exempt assets. Most cases are no-asset cases.
Receive a Discharge 60 Days Later
After your 341(a) meeting, you may be required to provide the bankruptcy trustee additional information such as your next year’s tax returns. You must comply with the trustee’s requests. You will also take the second credit counseling course. Prior to receiving your discharge, you may decide to reaffirm certain debts such as auto loans and mortgages. This firm is one of the few firms which provides assistance to clients in the reaffirmation process and we often sign the agreements so you can avoid another hearing. A reaffirmation will help you rebuild credit. If you are significantly upside down on a vehicle or home, we will suggest other options.
Start Rebuilding Your Credit
This is the only bankruptcy firm in Denver Metro to offer advice on how to rebuild credit specific to your unique credit profile. This advice is included in our flat-fee. The client is responsible for the cost of the post bankruptcy credit report. The goal of a bankruptcy should not be to simply receive a discharge. To realize a fresh start, you must rebuild your credit for the future. For clients struggling with student loan debt payments, we provide guidance on how to make the payments more manageable.
For Small Business Owners and Professionals
I have represented small business owners and self-employed professionals (e.g. accountants, real estate brokers, lawyers, etc.) in personal chapter 7 and chapter 13 reorganization as well as chapter 11 business reorganization. If you are experiencing a temporary lull in business or you got in over your head with business debts, I can help save your business and get you back to focusing on generating income. In some cases, it makes more sense to avoid bankruptcy altogether.
Mid to Low Income Wage Earners
If you are regularly employed and just getting by because you are spending too much money servicing your debts, you may be a good candidate for a chapter 7. I offer reasonable fixed-fee representation for regular wage earners.
High Income Wage Earners
If you are a high income wage earner you may still qualify for a chapter 7. I have successfully qualified above median income earners for chapter 7. If I cannot squeeze you into a chapter 7, a chapter 13 may be a good solution. I will work hard to minimize your monthly chapter 13 payment so as to increase the chances of a successful reorganization. Additionally, you may be good candidate for chapter 13 if you have valuable assets that would be lost in a chapter 7.
Experience You Can Trust
At a Price You Can Afford
Successful Chapter 7 and 13 Bankruptcy Cases
Your Attorney Takes Client Support Seriously.
No question is too small, no answer is too simple. Whatever issues or questions you may encounter you can count on your attorney to respond in a timely manner. Call now for a free initial consultation.
Your Attorney Will Always Be There to Support You for Years to Come.
Your case will be represented by one of the most dedicated bankruptcy attorneys in Colorado.
Denver and Aurora office hours are 8:30am to 5:30pm. After hour initial phone consultations available.
During regular business hours you may simply call (303) 297-7729 to speak to an attorney. If an attorney is not available when you call or you’ve reached us after hours, please use the automated scheduler button below. Please consider completing our confidential online questionnaire before you call.
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