303-297-7729

Denver and Aurora Offices - Free Onsite Parking

Colorado Bankruptcy Lawyer

15+ Years Bankruptcy Experience

Top Rated Colorado Bankruptcy Firm

Virtual and in-Office Appointments Available. No Travel Necessary.

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Bankruptcy Attorney

Attorney William Foster has been representing consumers in chapter 7 and chapter 13 bankruptcy for over 15 years. He was recently rated a top bankruptcy attorney in Aurora and Denver, Colorado. Through his experience, the process of filing bankruptcy in an efficient and thorough manner is made easy for his clients. He operates a small no-frills law office to minimize overhead and pass the savings to his clients in the form of lower fees. Call +1 (303) 297-7729 or Send an SMS with your name and availability for an initial phone call.

Complete Questionnaire for Price Quote

Bankruptcy Attorney Colorado

Client Satisfaction is My Priority

I prioritize relationships and customer service over profits. I will personally prepare your petition and represent you throughout the process. What separates me from other bankruptcy law firms is that I will be your sole point of contact. While most of my clients reside in Denver and Aurora, I represent clients throughout the entire state of Colorado given that all court hearings are held over Zoom. To get a price quote, please complete this questionnaire.

I provide full representation (no services left out) in chapter 13 and chapter 7 bankruptcy to clients in Denver, Aurora, and surrounding communities.

I am also a consumer right’s litigation attorney. If a creditor has violated your rights under consumer protection laws, you may be entitled to a monetary reward.

Fast Service

Fastest turn-around time for simple consumer chapter 7 bankruptcy filings in the Denver Metro region including Arapahoe, Jefferson, Douglas, and Adams counties. With 15 years of experience, I am ready to prepare your case in an efficient and thorough manner. Most attorneys ask clients to complete long-tedious paper or online questionnaires. I collect this information during the bankruptcy interview usually held via Zoom. I spend more time with my clients than most attorneys which results in a better experience and reduces the chances for error or omissions.

5000+ Successful Bankruptcy Filings

I provide legal representation in a wide range of cases including consumer chapter 7 bankruptcies, chapter 13 reorganizations, and business related bankruptcies. No case is too simple or complex. Clients include lower income employees, self-employed professionals, small business owners, and high income earners.

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Schedule a Free Initial Consultation

Please call +1 (303) 297-7729 or send a text message with your name and availability for an initial phone call to receive a price quote over the phone. I will discuss your options under the bankruptcy code, explain the documents and information needed to file, and provide you a fixed-fee representation agreement. After the first meeting, I leave it for you to decide whether to continue with the bankruptcy process. You can always call me with any questions or concerns while you decide how to proceed.

Gather Information and Documents

Paycheck stubs or profit and loss statements, last two years tax returns, collection letters, mortgage and auto loan statements, credit counseling certificate, complete online questionnaire. Click the following link for a more complete list of documents needed for filing.

Follow-up Consultation

After the initial consult, most clients meet with me via Zoom, however, I offer in-office meetings upon request. Be prepared to discuss your financial situation in more depth including your assets (household goods, collectibles, vehicles, retirement accounts, etc), financial background, income and expenses. You will have provided any supporting documents prior to this meeting. At the end of the meeting, I will prepare your documents for filing with the court. We will meet again to review and sign your bankruptcy petition and schedules before I file them with the bankruptcy court.

Attend Bankruptcy Hearing via Zoom

The Trustee/Creditor bankruptcy hearings in Colorado are held via Zoom approximately 30 days after the case is filed. I will prepare you for the hearing to ensure it goes smoothly. It is very rare for creditors to appear for these meetings. I will discuss the questions the trustee will ask of you before the hearing and prepare you accordingly. If you have any non-exempt assets I will discuss this with you prior to the meeting. The trustee is responsible for collecting and liquidating non-exempt assets. Most of my cases are no-asset cases.

Receive a Discharge 60 Days Later

You will receive a discharge approximately 60 days after your creditor’s meeting. After this meeting, you may be required to provide the bankruptcy trustee additional information such as your next year’s tax returns. You must comply with the trustee’s requests to retain your discharge. You will also take the second credit counseling course prior to receiving your discharge. During the 60 days, you may decide to reaffirm certain debts such as auto loans and mortgages. I am one of the few bankruptcy attorneys who assists my clients in the reaffirmation process and I often sign the agreements so you can avoid another court hearing. A reaffirmation will help you rebuild credit. If you are significantly upside down on a home or vehicle, or you cannot afford the payment, I will suggest other options.

Start Rebuilding Your Credit

I offer advice on how to rebuild credit specific to your unique credit profile. Additionally, I help my clients clean-up their credit report after the discharge. This is a critical step towards rebuilding credit that is often overlooked by other bankruptcy attorneys. The client is responsible for the cost of the post bankruptcy credit report which must be reviewed for accuracy. If creditors have not updated your report appropriately, I will help file disputes with the credit bureaus. To realize a fresh start, you must rebuild your credit for the future. For clients struggling with student loan debt payments, I provide guidance on how to make the payments more manageable.

For Small Business Owners and Professionals

I represent small business owners and self-employed professionals (e.g. accountants, real estate brokers, lawyers, gig-workers, etc.) in personal chapter 7 and chapter 13 reorganizations as well as business related bankruptcy petitions. If you are experiencing a temporary lull in business or you got in over your head with business debts, I can help save your business and get you back to focusing on generating income. When appropriate, I help business owners dissolve their business and discharge business related debts in bankruptcy.

Mid to Low Income Wage Earners

If you are regularly employed and struggling to stay current on your debt payments, you may be a good candidate for a chapter 7. I offer reasonable fixed-fee representation for regular wage earners. In some cases, we must first complete the means test to determine eligibility.

High Income Wage Earners

If you are a high-income wage earner you may still qualify for a chapter 7. I have successfully qualified above median income earners for chapter 7 using the long form means test. The form is very fact specific, and if you do not qualify, a chapter 13 will save you money versus making the minimum payments to creditors. I will work hard to ensure your monthly chapter 13 payment is reasonable so as to increase the chances of a successful reorganization. Additionally, you may be good candidate for chapter 13 if you have valuable assets that would be lost in a chapter 7.

Experience You Can Trust

At a Price You Can Afford

Successful Chapter 7 and 13 Bankruptcy Cases

Your Attorney Takes Client Support Seriously.

No question is too small, no answer is too simple. Whatever issues or questions you may encounter you can count on your attorney to respond in a timely manner. Call now for a free initial consultation.

Schedule a Free Consultation

Your Attorney Will Always Be There to Support You for Years to Come.

Your case will be represented by one of the most dedicated bankruptcy attorneys in Colorado.

Denver and Aurora office hours are 8:30am to 5:30pm. After hour initial phone consultations available.

During regular business hours you may simply call (303) 297-7729 to speak to an attorney. If an attorney is not available when you call or you’ve reached us after hours, please text (303) 297-7729 to provide your name and a good time to reach you.

You helped me out in my time of need and the service was great. My financial life has improved significantly thank you again.

Erik Z

William, I wanted to reach out to you and thank you for assisting Nichole and I last year with our Chapter 7 BK. I apologize if I was a pain in the process with my constant questions afterwards. You were great to work with, I've mentioned your expertise to a few of my fellow friends and co-workers in the past, I hope they made it to you.

Jason G

Thank you. I don’t know how to thank you enough for always being prompt with your responses and so helpful. I truly appreciate it.

Soupany S.

Thank you so much William for everything you have done for us!

Jamie J and Casandra B.

Thank you for your help, I really mean that. Your message this morning was longer than any conversation or email that I ever got from my other attorney during the divorce process, not much was ever explained to me at all. It is refreshing to have someone like you actually looking out for you clients.

Tom C