Bankruptcy Attorney Denver
Consumer Rights & Bankruptcy Law
Reasonable Fixed-Fee Representation
Please complete this bankruptcy questionnaire to receive an online price quote. My fees are based on each client’s unique financial situation. Some cases are more difficult than others particularly self-employed individuals, business owners, and high income earners. I provide outstanding customer service for a reasonable fixed fee. Call to speak to an attorney and receive a price quote over the phone.
Bankruptcy & Consumer Rights Attorney in Denver & Aurora
Client Satisfaction is My Priority
As a solo attorney, I will personally handle your bankruptcy case from start to finish. I provide a much more personalized experience over bankruptcy attorneys who hand-off the bulk of the work to their staff. You will be able to contact me directly with any questions, updates, and concerns. You get what you pay for when it comes to legal representation. I am not the cheapest but I do provide excellent value to my clients for a fair price. If you are seeking to file bankruptcy, please complete this questionnaire to begin the intake process. My bankruptcy firm was recently rated as one of the best three bankruptcy lawyers in the region. Unlike most bankruptcy law firms, William Foster is also a consumer rights litigator. If a creditor has violated consumer protection laws, you may be entitled to a monetary reward. I provide full representation in chapter 13 and chapter 7 bankruptcy to clients throughout Denver Metro and Aurora, Colorado.
You will always have direct access to your attorney and you will never be surprised by developments in your case. I will prepare your entire petition myself and personally represent you during your meeting of creditors. It is for all these reasons that I provide the best value and guarantee your satisfaction with my services.
Fast Service
Fastest turn-around time for simple consumer chapter 7 bankruptcy filings in the Denver Metro region. I have been practicing bankruptcy law for over 10 years and have perfected the process of filing these cases in an efficient and thorough manner. Most attorneys require clients to complete long-difficult paper questionnaires. I provide clients access to a convenient and straightforward online questionnaire to provide basic background information. I collect the most critical information in person. In most cases I can file a simple consumer chapter 7 in just a few days. If you have a current wage garnishment or you are about to be garnished, I may be able to expedite the filing of the case. If you are facing a foreclosure, contact me right away for best results. If your case is more complex, it will take longer to prepare the documents for filing.
1000+ Successful Bankruptcy Filings
My bankruptcy experience dates back to 2008. I began by representing lenders as an attorney associate for large litigation firm based in Denver, Colorado. My experience representing creditors in bankruptcy is of value to my clients because I understand the issues creditors look for in a bankruptcy filing. As an experienced foreclosure attorney, I am better prepared to represent clients who file a chapter 13 to prevent a foreclosure sale. I understand all the ins-and-outs of foreclosure law.
I represent a wide range of cases from simple chapter 7 cases to complex chapter 13 reorganizations. I have a solid track record of getting chapter 13 repayment plans confirmed with affordable payment plans. No case is too simple or complex. Clients include lower income employees, self-employed professionals, small business owners, and high income earners. I have offices in Denver and Aurora.
Get a Fresh Start in Just Six Simple Steps
Schedule a Free Initial Consultation
Please call (303) 297-7729 during regular business (M-F 830Am to 530PM) to receive a price quote over the phone. If I am unavailable when you call, please use my online automated scheduler (scroll down the page to see the calendar) to make an appointment. Please consider completing my confidential online bankruptcy questionnaire prior to your consultation. I will discuss your options under the bankruptcy code, explain the documents and information needed to file, and provide you a fixed-fee representation agreement. After the first meeting, I leave it for you to decide whether to continue with the bankruptcy process through my firm.
Gather Information and Documents
Paycheck stubs or profit and loss statements, last two years tax returns, collection letters, mortgage and auto loan statements, credit counseling certificate, complete online questionnaire. Click the following link for a more complete list of documents needed for filing.
Follow-up Consultation
After the initial consult, you will meet with me in either my Aurora or Denver office. Be prepared to discuss your financial situation in more depth including your assets (household goods, collectibles, vehicles, retirement accounts, etc), financial background, income and expenses. You will bring any supporting documents to this meeting as well. At the end of the meeting, I will prepare your documents for filing with the court. You will have a second office meeting during which time we will review and sign your bankruptcy petition and schedules before I file them with the bankruptcy court.
Attend 341(a) Bankruptcy Meeting
The bankruptcy court located in downtown Denver, Colorado is the only bankruptcy court for the entire state. Your 341(a) meeting aka creditor meeting will be held in a building across the street from the courthouse. It is very rare for creditors to show for these meetings. Attorney William Foster will discuss the types of questions the trustee asks in every case as well as the questions the trustee will more than likely ask in your case. If you have any non-exempt assets your attorney will discuss that with you prior to the meeting. The trustee is responsible for collecting and liquidating non-exempt assets. Most cases are no-asset cases.
Receive a Discharge 60 Days Later
You will receive a discharge approximately 60 days after your creditor’s meeting. After this meeting, you may be required to provide the bankruptcy trustee additional information such as your next year’s tax returns. You must comply with the trustee’s requests to retain your discharge. You will also take the second credit counseling course prior to receiving your discharge. During the 60 days, you may decide to reaffirm certain debts such as auto loans and mortgages. I am one of the few bankruptcy attorneys who assists my clients in the reaffirmation process and I often sign the agreements so you can avoid another court hearing. A reaffirmation will help you rebuild credit. If you are significantly upside down on a home or vehicle, or you cannot afford the payment, I will suggest other options.
Start Rebuilding Your Credit
I offer advice on how to rebuild credit specific to your unique credit profile. Additionally, I help my clients clean-up their credit report after the discharge. This is a critical step towards rebuilding credit that is often overlooked by other bankruptcy attorneys. The client is responsible for the cost of the post bankruptcy credit report which must be reviewed for accuracy. If creditors have not updated your report appropriately, I will help file disputes with the credit bureaus. To realize a fresh start, you must rebuild your credit for the future. For clients struggling with student loan debt payments, I provide guidance on how to make the payments more manageable.
For Small Business Owners and Professionals
I have represented small business owners and self-employed professionals (e.g. accountants, real estate brokers, lawyers, etc.) in personal chapter 7 and chapter 13 reorganization as well as chapter 11 business reorganization. If you are experiencing a temporary lull in business or you got in over your head with business debts, I can help save your business and get you back to focusing on generating income. When appropriate, I help business owners dissolve their business and discharge business related debts in bankruptcy.
Mid to Low Income Wage Earners
If you are regularly employed and just getting by because you are spending too much money servicing your debts, you may be a good candidate for a chapter 7. I offer reasonable fixed-fee representation for regular wage earners.
High Income Wage Earners
If you are a high income wage earner you may still qualify for a chapter 7. I have successfully qualified above median income earners for chapter 7. If I cannot squeeze you into a chapter 7, a chapter 13 may be a good solution. I will work hard to minimize your monthly chapter 13 payment so as to increase the chances of a successful reorganization. Additionally, you may be good candidate for chapter 13 if you have valuable assets that would be lost in a chapter 7.
Experience You Can Trust
At a Price You Can Afford
Successful Chapter 7 and 13 Bankruptcy Cases
Your Attorney Takes Client Support Seriously.
No question is too small, no answer is too simple. Whatever issues or questions you may encounter you can count on your attorney to respond in a timely manner. Call now for a free initial consultation.
Your Attorney Will Always Be There to Support You for Years to Come.
Your case will be represented by one of the most dedicated bankruptcy attorneys in Colorado.
Denver and Aurora office hours are 8:30am to 5:30pm. After hour initial phone consultations available.
During regular business hours you may simply call (303) 297-7729 to speak to an attorney. If an attorney is not available when you call or you’ve reached us after hours, please use the automated scheduler button below. Please consider completing our confidential online questionnaire before you call.
Latest News
What does the bankruptcy trustee do with funds in an asset case?
Some cases result in the surrender or liquidation of non-exempt assets. There are known as...Read More
April 23, 2019
Chapter 13 Confirmation Hearing
After a debtor files for chapter 13 bankruptcy, the court schedules a confirmation hearing. If...Read More
April 10, 2019
Will I lose my home if I file bankruptcy?
What happens to your home when you file bankruptcy depends on how much equity you...Read More
April 9, 2019
Should I file chapter 13 bankruptcy if I have equity in my home?
If the equity in your home exceeds the exemption limit in Colorado, you may be...Read More
January 21, 2019