Monday to Friday, 8:30 a.m. to 5:30 p.m. After hours, text your name and a good time to talk to (303) 297-7729.
Affordable Chapter 7 and Chapter 13 bankruptcy with an experienced attorney who handles your case personally, from the first call to your discharge.
The moment your case is filed, the automatic stay goes into effect. Most creditors must stop collecting right away.
If something is happening right now, call or text for the fastest help. Tell us your name and what's going on.
Get started today Get a price quoteWipe out credit cards, medical bills, and personal loans, usually in about four months. Most clients keep all their property.
Learn about Chapter 7 →Keep your home or car while catching up on missed payments through an affordable 3 to 5 year plan.
Learn about Chapter 13 →Which chapter fits depends on your income, property, and goals. Here's how they compare.
Compare the two →If a debt collector, credit bureau, or robocaller broke the law, you may be owed money.
Know your rights →Representation when a creditor or trustee challenges your case or your discharge.
Litigation services →Help cleaning up your credit report after discharge, plus a plan to rebuild your score.
Rebuilding credit →Not sure where to start?Answer a few questions and get a fixed-fee quote within 12 hours.
I'm William Foster. I don't run a high-volume bankruptcy mill. You'll speak with me from day one, and I personally prepare your petition and represent you through every step.
I keep a small, no-frills office and use automation for routine paperwork, so I can spend more time with you and pass the savings on as lower fees.
Calls and texts go to me, and I respond promptly.
One quoted price with all services included.
We go through your information together on Zoom.
Credit report cleanup and rebuilding advice.
We talk through your options and I give you a fixed-fee quote. You decide whether to move forward.
Pay stubs, two years of tax returns, recent statements, and a short credit counseling course. See the full list.
Usually on Zoom. We go over your finances in detail, then I prepare your petition for your review and signature.
A short hearing with the trustee on Zoom. I prepare you beforehand, and creditors rarely appear.
Your qualifying debts are wiped out. I can also help with reaffirming a car or home loan you want to keep.
I help clean up your credit report and give advice on rebuilding your score for the future.
Ready for step one?Your first consultation is free, and there's no obligation.
If you're working but can't keep up with your debt payments, Chapter 7 may be a good fit, often for a reasonable flat fee.
Above-median income doesn't automatically rule out Chapter 7. If it does, a well-built Chapter 13 plan can still save you money.
Accountants, brokers, gig workers, and small business owners. Personal and business-related bankruptcy, and help winding down a business.
Thank you for assisting Nichole and I last year with our Chapter 7. You were great to work with, and I've mentioned your expertise to friends and co-workers.Jason G., former client
Recognized among the top bankruptcy attorneys in Aurora by ThreeBestRated.
See the rating →Monday to Friday, 8:30 AM – 5:30 PM. After hours, text your name and a good time to talk.
Talk with an experienced bankruptcy attorney for free. You'll get a clear answer about your options and a fixed price before you commit to anything.