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US Senators introduce bill to help rebuild credit after bankruptcy

Several US Senators introduced a bill that will require creditors to update consumer credit reports after a bankruptcy filing. In many cases, creditors fail to update an individual’s credit report after the bankruptcy discharge. All debts which have been discharged in bankruptcy should show a $0.00 balance which overtime will help the consumer to rebuild credit score. The $0.00 balances lower the debt to income ratio factor on the credit score.

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