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Tag Archives: Credit Card

Rebuild Credit During Chapter 13 Bankruptcy

Rebuilding credit takes time, but it won’t take as long most creditors would have you believe. It is also possible to rebuild your credit while in a chapter 13 bankruptcy. Before you can start rebuilding credit, your chapter 13 plan must be confirmed by the bankruptcy court and you must obtain permission from the chapter […]

Credit Card and Open End Protections

The Credit Card Act of 2009 generally goes into effect on February, 22 2010 but two provisions have already gone in effect. One of these provisions requires that each open end credit periodic statement is mailed to the consumer not later than 21 days before the due date. Otherwise, the payment cannot be considered as […]

Can I keep a credit card out of the bankruptcy for use later?

If you have a balance on a credit card at the time you file, you must list that debt on your petition. Keep in mind that the schedules are filed under penalty of perjury and lying on your petition can lead to your discharge being denied. If you do not have a balance on your […]